Home and Landlord Insurance TMD

Home and Landlord Insurance Target Market Determination

Policies effective from 21 December 2025

For policies where Domestic Workers’ Compensation can no longer be added to a Home and Contents Insurance policy, and:
 
Flood cover is standard at your property.
 
Allianz has agreed you can opt out of flood cover at your property.
 

Policies effective from 14 January to 20 December 2025

For policies effective from 14 January 2025 where flood cover is standard at your property.
 
For policies effective from 14 January 2025 where Allianz has agreed you can opt out of flood cover at your property.
 

Policies effective from 21 December 2025

For policies where Domestic Workers’ Compensation can no longer be added to a Landlord Insurance policy, and:
 
Flood cover is standard at your property.
 
Allianz has agreed you can opt out of flood cover at your property.
 

Policies effective from 14 January to 20 December 2025

For policies effective from 14 January 2025 where flood cover is standard at your property.
 
For policies effective from 14 January 2025 where Allianz has agreed you can opt out of flood cover at your property.
 

Policies effective before 14 January 2025